The financial system is undergoing a seismic shift, driven by technological mega-trends that are reshaping its foundations. These changes are explored in the report Pathway 2035 for Financial Innovation: Your Navigator by the Swiss Financial Innovation Desk (FIND). Building on the insights from the Finternet: The Financial System for the Future vision by the Bank for International Settlements (BIS), FIND has identified four critical themes that will shape the financial landscape of tomorrow: artificial intelligence (AI), digital trust, digital assets and quantum-safe technologies.
These interconnected pillars form the backbone of a new financial ecosystem – what we call the finternet – that is faster, safer and more adaptive to global needs. AI in particular will occupy a transcendent role as the catalyst for a more efficient and resilient financial future.
